Appraisal Report Compliance Checklist
Make sure your appraisal report is complete and USPAP-compliant. Check off each required element across 7 sections — from property identification to final reconciliation.
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Frequently Asked Questions
What must be included in an appraisal report under USPAP?▼
Under USPAP Standard 2, an appraisal report must include: property identification, intended use and users, type of value, effective date, scope of work, analyses and reasoning, value opinion, certification, and disclosure of any extraordinary assumptions or hypothetical conditions.
What is the difference between URAR and USPAP?▼
URAR (Uniform Residential Appraisal Report, Form 1004) is a specific form used for residential mortgage lending. USPAP is the broader set of professional standards that governs all appraisal practice. A URAR must comply with USPAP, but USPAP applies to all appraisal types, not just URAR forms.
How many comparable sales are needed in an appraisal report?▼
USPAP does not specify an exact number, but industry standard and most lender guidelines require a minimum of 3 comparable sales for the Sales Comparison Approach. More comparables may be needed for complex or unusual properties.
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