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Valuation PrinciplesMEDIUM25% of exam

In the sales comparison approach, which adjustment should be made first?

Correct Answer

C) Market conditions (time) adjustments

Market conditions (time) adjustments should be made first because they establish the comparable sale at current market levels. All other adjustments are then made to this time-adjusted price.

Answer Options
A
Location adjustments
B
Physical characteristic adjustments
C
Market conditions (time) adjustments
D
Financing adjustments

Why This Is the Correct Answer

Market conditions (time) adjustments establish the comparable sale at current market value levels, which is essential before making any other adjustments. This creates the proper baseline because all other property characteristics and their value impacts should be measured against current market conditions, not historical ones. Making time adjustments first ensures that subsequent adjustments for location, physical features, and financing are applied to current market values rather than outdated sale prices. This sequential approach prevents the compounding of errors that would occur if adjustments were made to historical values.

Why the Other Options Are Wrong

Option A: Location adjustments

Location adjustments should be made after time adjustments because the value impact of location differences must be measured against current market conditions, not the market conditions that existed when the comparable sold.

Option B: Physical characteristic adjustments

Physical characteristic adjustments come after time adjustments because the value of physical features (like square footage, bedrooms, etc.) should be calculated based on current market preferences and pricing, not historical market conditions.

Option D: Financing adjustments

Financing adjustments should be made after time adjustments because the impact of different financing terms must be evaluated based on current market interest rates and lending conditions, not those that existed at the time of the comparable sale.

TIME First Rule

Remember 'TIME comes before SPACE and PLACE' - Time adjustments must come first, then you can adjust for physical characteristics (space) and location (place).

How to use: When you see adjustment sequence questions, immediately think 'TIME First' and look for the market conditions/time adjustment option as the correct answer for what comes first.

Exam Tip

If you see a question about adjustment sequence in sales comparison, always remember that time/market conditions adjustments establish the foundation - they bring the sale to 'today's dollars' before any other adjustments can be meaningfully applied.

Common Mistakes to Avoid

  • -Making physical adjustments before time adjustments, which applies current feature values to historical market conditions
  • -Assuming all adjustments can be made simultaneously without considering their interdependence
  • -Forgetting that market conditions affect the value impact of all other property characteristics

Concept Deep Dive

Analysis

The sales comparison approach requires systematic adjustments to comparable sales to make them equivalent to the subject property. The sequence of adjustments is critical because each adjustment builds upon the previous one, and making them out of order can compound errors. Market conditions (time) adjustments must be made first because they establish what the comparable sale would sell for in today's market, creating a baseline from which all other adjustments can be accurately calculated. This temporal adjustment is fundamental because market values fluctuate over time, and without establishing current market value first, subsequent adjustments for location, physical characteristics, and financing would be applied to outdated price levels.

Background Knowledge

The sales comparison approach involves adjusting comparable sales to account for differences between the comparables and the subject property. These adjustments must follow a specific sequence to ensure accuracy and prevent compounding errors in the valuation process.

Real-World Application

An appraiser analyzing a comparable sale from 6 months ago would first adjust that $300,000 sale price for market appreciation (perhaps to $310,000 in today's market), then adjust for the fact that the comparable has one more bedroom (+$15,000), then adjust for inferior location (-$5,000), resulting in an indicated value of $320,000.

market conditionstime adjustmentsadjustment sequencesales comparison approach

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