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Valuation PrinciplesMEDIUM25% of exam

A building has a replacement cost of $500,000. It suffers from $75,000 in physical deterioration, $25,000 in functional obsolescence, and $50,000 in external obsolescence. What is the depreciated cost of the building?

Correct Answer

A) $350,000

Depreciated cost equals replacement cost minus all forms of depreciation: $500,000 - $75,000 - $25,000 - $50,000 = $350,000.

Answer Options
A
$350,000
B
$425,000
C
$450,000
D
$475,000

Why This Is the Correct Answer

Option A correctly applies the depreciated cost formula by subtracting all forms of depreciation from the replacement cost new. The calculation follows the standard cost approach methodology: $500,000 (replacement cost) - $75,000 (physical deterioration) - $25,000 (functional obsolescence) - $50,000 (external obsolescence) = $350,000. This represents the current value of the building after accounting for all value losses due to wear and tear, design deficiencies, and external market factors.

Why the Other Options Are Wrong

Option B: $425,000

This answer of $425,000 results from only subtracting physical deterioration ($500,000 - $75,000 = $425,000) while ignoring functional and external obsolescence, which is an incomplete application of the cost approach.

Option C: $450,000

This answer of $450,000 results from only subtracting external obsolescence ($500,000 - $50,000 = $450,000) while failing to account for physical deterioration and functional obsolescence.

Option D: $475,000

This answer of $475,000 results from only subtracting functional obsolescence ($500,000 - $25,000 = $475,000) while neglecting to subtract physical deterioration and external obsolescence.

PFE Subtraction Rule

Remember 'PFE' - Physical, Functional, External - and 'Subtract ALL to get the CALL (current actual value)'. All three types of depreciation must be subtracted from replacement cost.

How to use: When you see a cost approach question, immediately identify the replacement cost, then look for all three PFE depreciation types and subtract each one systematically to avoid missing any component.

Exam Tip

Always double-check that you've subtracted ALL forms of depreciation mentioned in the problem - partial calculations are common wrong answer choices designed to catch incomplete work.

Common Mistakes to Avoid

  • -Only subtracting one or two types of depreciation instead of all three
  • -Adding depreciation instead of subtracting it from replacement cost
  • -Confusing replacement cost with reproduction cost in the initial calculation

Concept Deep Dive

Analysis

This question tests the fundamental cost approach calculation for determining depreciated cost (also known as depreciated replacement cost new). The cost approach is one of the three primary valuation methods in real estate appraisal, requiring appraisers to understand how various forms of depreciation reduce a property's value from its replacement cost new. All three types of depreciation (physical deterioration, functional obsolescence, and external obsolescence) must be subtracted from the replacement cost to arrive at the current depreciated value. This calculation is essential for insurance purposes, tax assessments, and situations where comparable sales data is limited.

Background Knowledge

The cost approach determines property value by calculating what it would cost to replace the structure new, then subtracting all forms of depreciation that have occurred since construction. The three types of depreciation are: physical deterioration (wear and tear), functional obsolescence (design deficiencies), and external obsolescence (negative external influences).

Real-World Application

Insurance adjusters use this calculation when determining settlement amounts for property damage claims, ensuring they account for pre-existing depreciation before the loss occurred, not just the replacement cost of damaged components.

cost approachdepreciated costphysical deteriorationfunctional obsolescenceexternal obsolescencereplacement cost

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