EstatePass
Math & StatsMEDIUM15% of exam

A 20-year-old building has an economic life of 50 years and cost $1,000,000 to build. Using the age-life method, what is the accrued depreciation?

Correct Answer

B) $400,000

Age-life method: (Effective Age ÷ Economic Life) × Reproduction Cost. (20 ÷ 50) × $1,000,000 = 0.40 × $1,000,000 = $400,000.

Answer Options
A
$600,000
B
$400,000
C
$200,000
D
$800,000

Why This Is the Correct Answer

Option B ($400,000) correctly applies the age-life formula: (Effective Age ÷ Economic Life) × Reproduction Cost. The calculation is (20 years ÷ 50 years) × $1,000,000 = 0.40 × $1,000,000 = $400,000. This represents 40% of the building's economic life having been consumed, resulting in $400,000 of accrued depreciation. The remaining value would be $600,000 ($1,000,000 - $400,000).

Why the Other Options Are Wrong

Option A: $600,000

$600,000 represents the remaining value after depreciation, not the accrued depreciation amount itself

Option C: $200,000

$200,000 would result from incorrectly calculating 20% depreciation instead of the correct 40%

Option D: $800,000

$800,000 would represent 80% depreciation, which would occur if the building were 40 years old, not 20 years old

ALE Formula

Remember 'ALE' - Age over Life times Expense. Age (effective age) divided by Life (economic life) multiplied by Expense (reproduction cost) equals accrued depreciation.

How to use: When you see an age-life depreciation question, immediately think 'ALE' and set up the fraction: effective age on top, economic life on bottom, multiply by the original cost

Exam Tip

Always double-check that you're calculating depreciation (what's lost) versus remaining value (what's left) - the question will specifically ask for one or the other

Common Mistakes to Avoid

  • -Confusing accrued depreciation with remaining value
  • -Using actual age instead of effective age when they differ
  • -Forgetting to convert the decimal result to dollars by multiplying by reproduction cost

Concept Deep Dive

Analysis

The age-life method is a fundamental depreciation calculation technique used in the cost approach to real estate valuation. This method assumes that depreciation occurs at a constant rate over the economic life of a building, creating a straight-line depreciation pattern. The formula calculates what percentage of the building's useful life has been consumed and applies that percentage to the original construction cost. This approach is most reliable when the building has been reasonably well-maintained and the effective age closely matches the actual age.

Background Knowledge

The age-life method assumes depreciation occurs uniformly over time and requires knowing the effective age (how old the building appears to be) and economic life (total useful life expectancy). Economic life is the period over which improvements contribute to property value, typically determined by market analysis and building type standards.

Real-World Application

Appraisers use this method when valuing older commercial buildings or residential properties where comparable sales are limited, helping determine how much value has been lost due to age and wear

age-life methodaccrued depreciationeconomic lifeeffective agereproduction cost

More Math & Stats Questions

People Also Study

Practice More Appraiser Questions

Access all practice questions with progress tracking and adaptive difficulty to pass your Appraiser exam.

Start Practicing