Which appraisal report type do California lenders commonly rely on for single-family residence financing?

Self-Contained Reports are overly detailed for most single-family residence financing. They include comprehensive information about comparable sales, neighborhood data, and extensive calculations, making them time-consuming and expensive. Lenders typically reserve these for complex commercial properties or litigation cases, not standard residential transactions.

New Subdivision Public Reports are specific to new housing developments and not commonly used for all single-family residences. They focus on properties within new subdivisions and are required for offering properties for sale in those developments, but they're not the standard report type for general single-family financing.

Home Inspection Reports are not appraisal reports at all. They evaluate the physical condition of a property, including structural elements, systems, and components, but don't determine property value. Appraisals and inspections serve different purposes in real estate transactions.