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Maximum from Maryland Guarantee Fund per transaction is:

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Question & Answer

Review the question and all answer choices

A

$100,000

$100,000 exceeds Maryland's actual guarantee fund limit. This option might represent a candidate's confusion with another state's limit or an outdated provision. Maryland's maximum is specifically set at $50,000 per transaction, not $100,000.

B

$50,000

Correct Answer
C

$25,000

$25,000 is below Maryland's actual guarantee fund limit. This amount might represent a candidate confusing Maryland's limit with that of another state or with a different type of recovery fund that has a lower maximum.

D

$10,000

$10,000 is significantly below Maryland's actual guarantee fund limit and represents a misunderstanding of the protection available. This amount is more typical of deductibles rather than maximum recoveries from state guarantee funds.

Why is this correct?

The Maryland Guarantee Fund provides a maximum recovery of $50,000 per transaction. This amount is established by state law to balance consumer protection with the financial sustainability of the fund. This limit applies to claims arising from a single real estate transaction where a licensed agent's illegal or fraudulent conduct causes financial loss to a client.

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