Missouri foreclosure notice requirements include:
Question & Answer
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No notice required
Missouri law does require notice before foreclosure. The idea that no notice is needed is incorrect as it violates due process rights. Foreclosure laws in all states, including Missouri, mandate that borrowers receive proper notification before their property is sold. This ensures homeowners have an opportunity to address the default situation or explore alternatives to losing their property.
20 days notice before sale
90 days notice
A 90-day notice period is not required in Missouri for non-judicial foreclosures. This timeframe might be confused with other states' requirements or judicial foreclosure processes, which typically take longer due to court involvement.
6 months notice
A 6-month notice period is not required in Missouri for non-judicial foreclosures. This extended timeframe is more typical of states with more extensive homeowner protections or judicial foreclosure processes.
Why is this correct?
Missouri requires at least 20 days notice before a non-judicial foreclosure sale. This 20-day period is mandated by Missouri state law (specifically Chapter 441 of the Missouri Revised Statutes) to provide homeowners with adequate time to address their default situation or seek alternatives to losing their property.
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