Utah closings typically involve:

While attorneys are legally permitted to participate in Utah real estate transactions, they are not required for closings, and the vast majority of Utah closings are conducted by title companies or escrow agents rather than attorneys.

Real estate agents facilitate the negotiation and execution of the purchase agreement but are not licensed or authorized to hold escrow funds, issue title insurance, or legally close a transaction — those functions belong to title companies and escrow agents.

Banks may provide financing for the transaction, but they do not typically serve as the closing or escrow agent; their role is limited to funding the loan and recording a lien, not managing the full closing process.