New York real estate contracts are typically prepared by:

Real estate agents in NY cannot prepare legally binding contracts. They may facilitate negotiations but lack the legal authority and training to draft enforceable documents, which is a common misconception for those coming from states with different regulations.

Title companies focus on property records, ownership verification, and insurance, not contract preparation. While they may provide standard forms, they don't have the legal authority to draft custom contracts like attorneys do.

Banks provide mortgage financing and related documents but don't prepare purchase contracts. Their role is financial, not legal, making this option unrelated to contract preparation.