In Florida, who typically pays for owner's title insurance?

A is incorrect because while buyers often pay in North Florida, it's not statewide. Assuming buyers always pay would be inaccurate for South Florida transactions where seller payment is customary.

B is incorrect because while sellers typically pay in South Florida, this isn't universal across the state. Assuming sellers always pay would be wrong for North Florida transactions where buyer payment is the norm.

D is incorrect because there's no established practice of splitting title insurance costs equally in Florida. The custom is either buyer or seller pays based on regional tradition, not equal sharing.