In North Carolina, the Working with Real Estate Agents disclosure must be provided:

Providing the WWREA disclosure at closing would be entirely useless, as the entire transaction — including negotiations, offers, counteroffers, and due diligence — would have already concluded. The purpose of the disclosure is to inform consumers before they share sensitive information, not after the deal is done.

Making the disclosure only if requested would defeat its entire purpose as a consumer protection measure. Many consumers, particularly first-time buyers and sellers, do not know to ask about agency relationships, which is precisely why the NCREC mandates proactive disclosure by the broker rather than leaving it to the consumer to request.

Waiting until after contract signing is far too late — by that point, the consumer has already negotiated and agreed to terms, potentially having shared information that could have harmed their position had they known the broker's agency allegiance. The disclosure requirement exists specifically to prevent this scenario.