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A team member asks about TILA Anti Steering Rules in an investor-delivery review while trying to match the file facts to the correct rule. Which response should a licensing coordinator use?

Correct Answer

B) Use the safe-harbor option set when relying on it

Anti-steering rules restrict steering consumers to loans that increase compensation without being in the consumer interest. The best answer is "Use the safe-harbor option set when relying on it".

Answer Options
A
Omit the no-risky-features option because it is less profitable.
B
Use the safe-harbor option set when relying on it
C
Steer the borrower to an affiliate product without comparing available alternatives.
D
Treat a rushed product choice as a waiver of anti-steering safeguards.

Why This Is the Correct Answer

Anti-steering rules restrict steering consumers to loans that increase compensation without being in the consumer interest. The best answer is "Use the safe-harbor option set when relying on it".

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