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A borrower scenario raises a question about anti steering and SAFE Act Anti-Steering. Which answer should Emery rely on?

Correct Answer

C) Present loan options without steering for compensation

anti-steering rules restrict steering consumers to loans that increase compensation without being in the consumer interest. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Present loan options without steering for compensation".

Answer Options
A
Use a manager exception instead of the required federal mortgage rule.
B
Treat the requirement as satisfied by experience rather than the rule that governs the file.
C
Present loan options without steering for compensation
D
Apply the rule only after a regulator requests the file.

Why This Is the Correct Answer

anti-steering rules restrict steering consumers to loans that increase compensation without being in the consumer interest. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Present loan options without steering for compensation".

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