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Substantive Action” Under Texas SB 1968 (2026): 15 Examples + Checklist

Texas SB 1968 starts Jan 1, 2026. Learn what counts as “substantive action,” 15 examples, scripts, checklist, and exam traps.

SJ

Sarah Johnson

Real Estate Professional

March 5, 2026

In SB 1968 scenarios, “substantive action” is the moment you stop being a neutral door-opener and start acting like a buyer’s agent.

If you recommend offer terms, advise waiving rights, negotiate, draft/submit offers, or coach a buyer’s strategy, you’ve crossed into representation-level services.

Best rule for agents (and exams): if the verb is advise/recommend/negotiate/draft/submit, treat it as agreement-first.

 

This guide gives you 15 concrete examples, a one-page checklist, and copy/paste scripts for open houses and quick-show requests.

Why this keyword earns clicks (and why your overview page doesn’t)

“SB 1968” overview pages get impressions. “Substantive action examples” pages get clicks.

Because the user isn’t asking “what is the law?”—they’re asking “will THIS thing get me in trouble?”

So this post is built around examples, not theory.

If you want the SB 1968 big picture first, see: Texas SB 1968 buyer agreement law. If you’re specifically researching open houses, see: open-house without signing (2026).

Two lanes in 2026: representation vs showing-only non-representation

Most confusion disappears when you separate the two lanes:

A) Representation lane: you represent the buyer → a written buyer representation agreement.

B) Showing-only lane: you do NOT represent the buyer → a written non-representation agreement for showing purposes only (if used/available).

 

Substantive action is what forces you out of lane B and into lane A.

The verb test: the fastest way to spot substantive action

· If you ADVise, RECOMMEND, NEGOTIATE, DRAFT, SUBMIT → assume substantive action.

· If you share objective facts and provide access without strategy → closer to access-only.

· If the buyer could reasonably believe you’re advocating for them → you’re in substantive territory.

15 examples: access-only vs substantive action (bookmark this table)

Action in the scenario

Treat it as…

Unlock a door and let the buyer tour; no opinions

Access-only (lower risk)

Point to objective facts in MLS/disclosures

Access-only

Explain the general contract timeline (not buyer-specific)

Usually access-only

Answer “What would you offer?” with a specific price

Substantive action → agreement first

Recommend concessions/credits/option period strategy

Substantive action → agreement first

Advise waiving inspection/financing/appraisal rights

Substantive action → agreement first

Draft an offer or fill in blanks “as a favor”

Substantive action → agreement first

Submit an offer on the buyer’s behalf

Substantive action → agreement first

Negotiate repairs or price with listing side

Substantive action → agreement first

Coach buyer on what to say in a multiple-offer situation

Substantive action → agreement first

Tell buyer ‘this house is underpriced—move fast’ (strategy)

Often substantive—agreement first

Provide comps and say ‘this supports $X offer’

Substantive action → agreement first

Schedule inspections/vendors as part of buyer strategy

Likely substantive—agreement first

Explain agency options and how representation works

Access-only (educational)

Discuss compensation as part of representation scope/terms

Often agreement-first (document it)

Open-house scripts (copy/paste)

Script: set the boundary politely

“I can share objective facts about the home and the general process, but I can’t give buyer‑representation advice unless we have a written agreement in place. If you’d like representation, we can sign the appropriate agreement and then I can advise you.”

Script: when someone asks for offer strategy

“I can’t recommend offer terms without a written agreement. If you’d like, I can explain the agreement options first and then we can talk strategy.”

Script: quick-show request by text

“Happy to schedule a tour. Are you currently under a written agreement with another agent? If not, we can either keep this as access-only or sign an agreement so I can advise you properly during the tour.”

One-page compliance checklist (agent SOP)

1. 1) Ask early: Are you already under a written agreement?

2. 2) Decide the lane: representation agreement vs showing-only non-representation (if used).

3. 3) In open houses: facts first; scripts for advice questions.

4. 4) Before any of these verbs—recommend/advise/negotiate/draft/submit—get the agreement first.

5. 5) Document: signed time, scope, compensation terms, expiration/termination.

Exam traps: the words that flip the answer

· EXCEPT / NOT / LEAST likely → choose the odd one out (often access-only).

· BEST / MOST likely / PRIMARY → choose the most rule-consistent option.

· FIRST / NEXT / IMMEDIATE → sequence matters.

· on behalf of buyer / negotiate / draft offer → agreement-first almost always wins.

10 exam-style mini scenarios (with answer + why)

At an open house, the agent says, ‘I’d offer $20k over list.’ No agreement. Issue?

Answer + why: Substantive action: offer-price advice implies representation-level service; agreement-first.

The agent only unlocks the door and shares MLS facts. No advice. Closer to what?

Answer + why: Access-only. Still follow broker policy, but it’s the low-risk lane.

The agent drafts an offer ‘just to help.’ No agreement. Best answer?

Answer + why: Drafting an offer is substantive action; agreement-first.

The agent negotiates repair credits for the buyer. No agreement. Best answer?

Answer + why: Negotiation/advocacy is substantive action; agreement-first.

Question includes EXCEPT in a list of actions. What’s the trick?

Answer + why: EXCEPT flips the task: pick what is NOT substantive action.

Buyer asks, ‘Should I waive inspection?’ Agent advises yes. No agreement. Issue?

Answer + why: Waiving rights is tailored strategy advice; agreement-first.

Agent explains what buyer representation is, without giving strategy. This is…

Answer + why: Educational/access-only.

Agent provides comps and recommends offer terms based on them. This is…

Answer + why: Substantive action; agreement-first.

Agent tells buyer the ‘best next step’ is to submit an offer and offers to write it now. This is…

Answer + why: Agreement-first; drafting/submitting offer.

Best way to remember substantive action on exam day?

Answer + why: Use the verb test: advise/recommend/negotiate/draft/submit.

7-day study plan (routes naturally to your funnel)

Day

Plan (60–90 minutes/day)

Day 1

Read SB 1968 overview and rewrite the access-only vs substantive boundary in your own words.

Day 2

Do 40 agency/buyer-rep practice questions; start a mistake log (reason for each miss).

Day 3

Drill open-house scenarios + retest missed patterns.

Day 4

Do 40 more questions focused on offer/negotiation verbs and trap words.

Day 5

Timed mixed set (agency + contracts) using a 3-pass strategy.

Day 6

Full timed mock exam; review only misses/guesses.

Day 7

Light review + cheat sheets; sleep + exam-day logistics.

Start with the free practice exam, then drill in the question bank.

Use the full mock exam as your final rehearsal.

Use cheat sheets only in the final 48 hours.

Mobile-first routine (10 minutes/day)

If you’re busy, consistency beats cramming. Do one 10-minute timed set daily, review misses, and retest the same topic 48 hours later.

This is easiest to maintain in the EstatePass App.

FAQ (good candidates for FAQ schema)

Is unlocking a door always allowed without an agreement?

It’s typically treated as closer to access-only, but the safest rule is: if you’re doing more than access and facts, get the agreement first and follow your broker policy.

What’s the most common open-house mistake?

Answering strategy questions (offer price, waiving rights, negotiation) without establishing the proper agreement lane.

How will Texas exams test SB 1968?

Scenario questions with verbs: recommend, negotiate, draft, submit—and trap words like EXCEPT/BEST/MOST.

What’s the fastest way to study this?

Memorize the verb test + drill scenario questions + take one full mock under time pressure.

Natural internal links to embed (at least 6)

· Texas SB 1968 buyer agreement law (overview)

· SB 1968 open-house question page (2026)

· Buyer Representation Agreement guide

· Buyer Representation 2026 update

· Free practice exam

· Question bank

· Mock exam

· Cheat sheets

· How to pass the real estate exam

· EstatePass App

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