Which factor would most likely cause an automated underwriting system to require additional documentation or manual review?
Correct Answer
C) Multiple recent credit inquiries and new accounts
Multiple recent credit inquiries and new accounts can indicate increased credit risk and potential overextension, which would likely trigger additional scrutiny from an AUS and possibly require manual underwriting review.
Why This Is the Correct Answer
Multiple recent credit inquiries and new accounts can indicate increased credit risk and potential overextension, which would likely trigger additional scrutiny from an AUS and possibly require manual underwriting review.
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