A lender's policy requires all loan applications from borrowers with Hispanic surnames to be reviewed by a special committee, while other applications follow standard processing. This practice:
Correct Answer
B) Violates the Fair Housing Act based on national origin
Applying different processing procedures based on surnames that suggest national origin constitutes disparate treatment discrimination and violates the Fair Housing Act. All applicants must be treated equally regardless of their national origin or perceived national origin.
Why This Is the Correct Answer
Applying different processing procedures based on surnames that suggest national origin constitutes disparate treatment discrimination and violates the Fair Housing Act. All applicants must be treated equally regardless of their national origin or perceived national origin.
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