A Coast Guard member on active duty under Title 14 requests SCRA mortgage protections. The lender claims SCRA only applies to Army, Navy, Air Force, and Marines. How should this request be handled?
Correct Answer
B) Grant the request because Coast Guard active duty qualifies under SCRA
Under SCRA Section 101, the definition of 'military service' specifically includes members of the Coast Guard when serving on active duty under Title 14. Coast Guard members receive the same SCRA protections as other armed forces members when on qualifying active duty.
Why This Is the Correct Answer
Under SCRA Section 101, the definition of 'military service' specifically includes members of the Coast Guard when serving on active duty under Title 14. Coast Guard members receive the same SCRA protections as other armed forces members when on qualifying active duty.
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