Start with the jurisdiction, then the modules
Life insurance, accident and sickness, and segregated funds and annuities provide common product-learning foundations. The ethics branch needs special attention: the AMF compulsory-training page specifies the Québec route. Civil-code ethics should not be treated as a renamed common-law module.
When choosing a course, ask the accredited provider which licence objective and jurisdiction its certification supports. If you already hold credentials elsewhere, use AMF's mobility instructions for your circumstances. A practice account or a completed module in another context is not proof of automatic portability.
Compare administration without mixing the rules
| Question | Québec route | Common-law example: Ontario |
|---|---|---|
| Who sets the provincial process? | AMF | FSRA, with examination administration through Durham College |
| Which ethics context? | Civil Code | Common law |
| Where do I confirm booking and rewrites? | AMF examination and rewrite pages | FSRA and the administrator's current instructions |
| Does independent practice certify eligibility? | No | No |
See FSRA's LLQP guidance for the Ontario example. It is not a template for every other province.
Use the current AMF rewrite rule
For insurance of persons and group insurance of persons, AMF's rewrite policy, checked October 20, 2026, allows three supplemental attempts after an initial failure while the qualifying training is valid. The current rule took effect September 15, 2025. Failure at the third supplemental attempt means waiting one year from that failure before registering again for the initial exam.
Training validity is one year from successful completion. Examination validity is a separate clock tied to the first passed exam. Record both dates rather than substituting the historical supplemental-exam rules shown further down AMF's page.
Prepare for the permitted reference system
The AMF examination page sets a 60% passing standard for each exam, describes its supplied tablet materials and says exams must still be valid when the probationary period begins. Read the tablet guidance before your appointment; do not assume you may bring your own annotated manuals.
For revision, explain a professional-duty scenario first, then locate the supporting material. Compare the jurisdictional reasoning with your course notes rather than simply translating common-law terms. Practise product needs separately so a weakness in ethics does not obscure a product-knowledge gap.
EstatePass is not an AMF-accredited training body or an accredited LLQP provider. Its diagnostic can help organise revision but does not award eligibility, licences or Civil Code course credit. If recovering from a failed sitting, combine the failed-module guide with the policy governing your actual AMF record.
From reading to doing
Your next three moves.
A personal planning checklist. Tick off each step as you finish it; progress lasts until you leave or reload this page.
A little more clarity
Questions, answered.
Are common-law and Civil Code Ethics interchangeable?
Do not assume they are. Confirm the required ethics training and examination with the regulator and accredited provider for your route.
Can I rewrite indefinitely while my training is valid?
Under the AMF insurance-of-persons rule effective September 15, 2025, the limit is three supplemental attempts after an initial failure.
Does practice on EstatePass qualify me for AMF exams?
No. EstatePass is independent practice and does not supply AMF-accredited qualifying training.
Put your next step into focus.
Take what you have learned into your next study session. Use the linked practice and resources to decide where to focus.
Run a module diagnosticEducational information and independent practice. Confirm current examination, education and licensing requirements with the linked official sources. Practice results do not guarantee an examination result or eligibility.