LLQP module · Life Insurance
LLQP Life Insurance Exam Practice Questions
The Canadian LLQP Life module covers needs analysis, term and permanent products, riders, underwriting and claims. Independent practice complements, but does not replace, approved-provider certification and the applicable provincial exam/licensing process.
Questions
35 (30 scored)
Time
75 minutes
2025 pass rate
73% of 20,303
Historical national first-attempt statistics: CISRO January–December 2025. Not a personal pass probability, search volume or evidence of EstatePass outcomes.
Practise, then review
LLQP Life Insurance study checklist: needs, contract limits and claims scenarios
Work through original life-insurance needs and contract scenarios, then review the same module’s practice bank.
3 original scenarios · No account needed · Answers explained
Canadian LLQP Life module only, not US life/health licensing or the full four-module program. Independent prep is not approved-provider certification, official exam questions or a provincial licence. Numerical examples use stipulated assumptions and do not recommend coverage for a real person.
Try original learning scenarios
Answer without an account. Explanations and topic review links are included; progress resumes in this browser tab after refresh.
An original Life needs worksheet stipulates CAD300,000 total needs and CAD80,000 available resources, with no overlaps or other factors. What stated gap follows?
- CAD380,000
- CAD220,000
- CAD80,000
Preparing answer controls…
Study sequence
- Confirm your province, licence type and approved LLQP provider/certification requirements before exam booking. The Life module is not a substitute for other required modules or provincial licensing.
- Build a needs worksheet: obligations and support needs first, then separately identify existing resources and coverage. Record uncertainty rather than recommending a policy from an incomplete fact file.
- Compare the supplied term, renewal, conversion, premium and underwriting provisions. A product label alone does not establish affordability, eligibility or a particular contractual right.
- For service and claims, identify the relevant policy documents, beneficiary information and insurer process. Use explanations to review reasoning; no short quiz establishes readiness or a claim entitlement.
Revision terms
- Needs gap
- A stipulated learning difference between stated needs and available resources; real advice requires a complete supported assessment.
- Conversion provision
- A contract-specific route whose conditions and deadline must be checked, not assumed from every term-policy label.
- Claims review
- Gather relevant records and follow the insurer’s applicable process rather than guaranteeing payment from a summary.
Use your browser’s Print command to print this checklist and terms. This is an HTML revision sheet, not an official course certificate or a downloadable exam paper.
Sources and applicability
- CISRO LLQP curriculum
Reviewed 2026-10-13. May2015 published curriculum: Life needs/product/implementation/service components and modular format. Cases below are original, not reproduced official items.
- Alberta Insurance Council LLQP prerequisites and format
Reviewed 2026-10-13. Approved-provider certification before examination and Life35 items including5 pilot,75minutes; provincial requirements remain separate.
- Insurance Council of BC LLQP requirements
Reviewed 2026-10-13. BC licence-specific modules and60% pass requirement; passing alone does not authorize insurance activity.
- CISRO 2025 first-attempt statistics
Reviewed 2026-10-13. Historical national Life20,303 first-attempt candidates/73%, not search demand, personal readiness or EstatePass effectiveness.
Print original questions and explanations
3 reviewed original scenarios for Life Insurance. This printable set uses the scenarios above; it does not include the separate interactive sample bank or a full exam.
Choose “Save as PDF” in your browser, match the selected paper size, and turn off browser headers/footers. In the combined version, answers start on a new page. Version original-v1-1fc97ca409fc.
What the exam weights
CISRO's competency: Recommend individual and group life insurance products adapted to the client's needs and situation. Components and weights from the published curriculum.
1.Assess the client's needs and situation
35%- Determine the client's situation
- Assess the appropriateness of the client's existing coverage
- Articulate the client's needs based on the risks that could affect their financial situation
2.Analyze the available products that meet the client's needs
30%- Analyze the types of contracts that meet the client's needs (term, whole life, universal life, T-100, group)
- Analyze the riders that meet the client's needs
3.Implement a recommendation adapted to the client's needs and situation
25%- Consider the impact of underwriting criteria
- Propose a recommendation
- Confirm the requirements that must be met to implement it
4.Provide customer service during the validity period of the coverage
10%- Validate contract amendment, renewal and termination applications
- Inform the claimant of the claims process
Unsure which LLQP module to study first?
Try 12 free questions across all four modules and get a focused next step.
20 practice questions
Independent original learning questions with explanations. Contract terms, tax and provincial rules can change or depend on facts; consult current official material. These samples are not official items, approved certification or a personal pass prediction.
A client wants the largest death benefit for the lowest premium over the next 15 years and has no interest in cash value. Which product fits?
- Whole life
- Universal life
- Term life
- Term-100
Preparing answer controls…
Sit a timed Life Insurance mock exam
Ten fixed papers built to the CISRO blueprint: 35 questions, 75 minutes, 35% / 30% / 25% / 10% across the competency components, 60% to pass. Pick a paper, sit it under exam conditions, then review every question.
Choose a paper609 more Life Insurance questions, by competency component
Every question in the bank, grouped the way CISRO weights the exam, each with its answer and a worked explanation.
Browse all Life Insurance questionsExam rules
From the regulators named beside each item, checked 2026-09-22.
| Time | 75 minutes per modulesource |
| Pass mark | 60% on each modulesource |
| Format | Multiple choice, four options; the approved study material is supplied on an e-reader during the examsource |
| Before you can sit | A certificate from an accredited course provider, valid for one yearsource |
| Fee (Ontario, Durham College) | Confirm the current per-module and rewrite charges with Durham College. Ontario currently requires in-person exams (FSRA, checked October 18, 2026).source |
| Rewrites (BC) | No waiting period after the first three unsuccessful attempts; one year after the fourthsource |
| Deadline (BC) | All modules and the licence within 12 months of the first module passedsource |
Frequently Asked Questions
How many questions are on the LLQP Life Insurance exam?
35, of which 30 count. The other five are pilot questions being tested for future exams and are not scored. You have 75 minutes.
What is the pass rate for the LLQP Life module?
CISRO reports a national first-attempt pass rate of 73% for 2025 (20,303 candidates) and 72% for 2024. It is the lowest of the four modules.
What does the Life module weight most?
Assessing the client's needs (35%) and analyzing products (30%) are almost two-thirds of the exam. Underwriting and implementation are 25%; customer service and claims, 10%.