LLQP module · Life Insurance
LLQP Life Insurance Exam Practice Questions
The Life module is the one most candidates find hardest: in 2025, 20,303 people sat it for the first time and 73% passed, the lowest rate of the four. It covers needs analysis, term and permanent products, riders, underwriting and the claims process.
Questions
35 (30 scored)
Time
75 minutes
2025 pass rate
73% of 20,303
What the exam weights
CISRO's competency: Recommend individual and group life insurance products adapted to the client's needs and situation. Components and weights from the published curriculum.
1.Assess the client's needs and situation
35%- Determine the client's situation
- Assess the appropriateness of the client's existing coverage
- Articulate the client's needs based on the risks that could affect their financial situation
2.Analyze the available products that meet the client's needs
30%- Analyze the types of contracts that meet the client's needs (term, whole life, universal life, T-100, group)
- Analyze the riders that meet the client's needs
3.Implement a recommendation adapted to the client's needs and situation
25%- Consider the impact of underwriting criteria
- Propose a recommendation
- Confirm the requirements that must be met to implement it
4.Provide customer service during the validity period of the coverage
10%- Validate contract amendment, renewal and termination applications
- Inform the claimant of the claims process
Unsure which LLQP module to study first?
Try 12 free questions across all four modules and get a focused next step.
20 practice questions
Original questions written to the competency components above, with an explanation for each. They avoid figures that change every year — contribution limits, benefit amounts — and stay on the rules that do not.
A client wants the largest death benefit for the lowest premium over the next 15 years and has no interest in cash value. Which product fits?
Sit a timed Life Insurance mock exam
Ten fixed papers built to the CISRO blueprint: 35 questions, 75 minutes, 35% / 30% / 25% / 10% across the competency components, 60% to pass. Pick a paper, sit it under exam conditions, then review every question.
Choose a paper609 more Life Insurance questions, by competency component
Every question in the bank, grouped the way CISRO weights the exam, each with its answer and a worked explanation.
Browse all Life Insurance questionsExam rules
From the regulators named beside each item, checked 2026-09-22.
| Time | 75 minutes per modulesource |
| Pass mark | 60% on each modulesource |
| Format | Multiple choice, four options; the approved study material is supplied on an e-reader during the examsource |
| Before you can sit | A certificate from an accredited course provider, valid for one yearsource |
| Fee (Ontario, Durham College) | $68 per module on paper, $85 online, payable with each registrationsource |
| Rewrites (BC) | No waiting period after the first three unsuccessful attempts; one year after the fourthsource |
| Deadline (BC) | All modules and the licence within 12 months of the first module passedsource |
Frequently Asked Questions
How many questions are on the LLQP Life Insurance exam?
35, of which 30 count. The other five are pilot questions being tested for future exams and are not scored. You have 75 minutes.
What is the pass rate for the LLQP Life module?
CISRO reports a national first-attempt pass rate of 73% for 2025 (20,303 candidates) and 72% for 2024. It is the lowest of the four modules.
What does the Life module weight most?
Assessing the client's needs (35%) and analyzing products (30%) are almost two-thirds of the exam. Underwriting and implementation are 25%; customer service and claims, 10%.