LLQP module · Accident and Sickness Insurance
LLQP Accident & Sickness Exam Practice Questions
The A&S module has the most candidates of the four: 21,599 sat it for the first time in 2025, and 76% passed. It covers disability insurance definitions and riders, critical illness, long-term care, group benefits and the government programs they coordinate with.
Questions
35 (30 scored)
Time
75 minutes
2025 pass rate
76% of 21,599
What the exam weights
CISRO's competency: Recommend individual and group accident and sickness insurance products adapted to the client's needs and situation. Components and weights from the published curriculum.
1.Assess the client's needs and situation
35%- Determine the client's situation
- Assess the appropriateness of the client's existing coverage
- Articulate the client's needs based on the risks that could affect their financial situation
2.Analyze the available products that meet the client's needs
30%- Analyze the types of contracts that meet the client's needs (disability, critical illness, long-term care, group and extended health)
- Analyze the riders that meet the client's needs
3.Implement a recommendation adapted to the client's needs and situation
25%- Consider the impact of underwriting criteria
- Propose a recommendation
- Confirm the requirements that must be met to implement it
4.Provide customer service during the validity period of the coverage
10%- Validate contract amendment, renewal and termination applications
- Inform the claimant of the claims process
Unsure which LLQP module to study first?
Try 12 free questions across all four modules and get a focused next step.
20 practice questions
Original questions written to the competency components above, with an explanation for each. They avoid figures that change every year — contribution limits, benefit amounts — and stay on the rules that do not.
Under an "own occupation" definition of disability, a surgeon who can no longer operate but takes a teaching job is:
Sit a timed Accident & Sickness mock exam
Ten fixed papers built to the CISRO blueprint: 35 questions, 75 minutes, 35% / 30% / 25% / 10% across the competency components, 60% to pass. Pick a paper, sit it under exam conditions, then review every question.
Choose a paper600 more Accident & Sickness questions, by competency component
Every question in the bank, grouped the way CISRO weights the exam, each with its answer and a worked explanation.
Browse all Accident & Sickness questionsExam rules
From the regulators named beside each item, checked 2026-09-22.
| Time | 75 minutes per modulesource |
| Pass mark | 60% on each modulesource |
| Format | Multiple choice, four options; the approved study material is supplied on an e-reader during the examsource |
| Before you can sit | A certificate from an accredited course provider, valid for one yearsource |
| Fee (Ontario, Durham College) | $68 per module on paper, $85 online, payable with each registrationsource |
| Rewrites (BC) | No waiting period after the first three unsuccessful attempts; one year after the fourthsource |
| Deadline (BC) | All modules and the licence within 12 months of the first module passedsource |
Frequently Asked Questions
How many questions are on the LLQP Accident & Sickness exam?
35, with 30 scored and 5 unscored pilot questions, in 75 minutes. The pass mark is 60%.
What is the A&S module pass rate?
76% at first attempt nationally in both 2024 and 2025, per CISRO. In 2025, 21,599 candidates wrote it.
Can I get an A&S-only licence?
Yes. An Accident & Sickness licence requires the A&S and Ethics modules only. A full life licence requires all four.