Separate the assessment and the licensing stage
An accredited course’s certification assessment and a provincial LLQP examination serve different purposes. Save your result, course certificate and booking record. Ask the administrator which module must be rewritten, whether your certification remains valid and whether earlier passes remain usable for your planned licensing date.
Do this before building a calendar around a guessed waiting period. Rules may depend on province, attempt history and the type of examination. EstatePass cannot approve a rewrite or extend a provider certificate.
Repair the module you actually failed
| Module | Review task | Practice route |
|---|---|---|
| Life insurance | Connect a client need to policy structure, beneficiaries and suitability | Life module |
| Accident and sickness | Contrast benefit triggers, exclusions and definitions in health and disability scenarios | A&S module |
| Segregated funds and annuities | Separate guarantees, investment risk, beneficiary treatment and payout choices | Segregated funds module |
| Ethics and professional practice | Identify duties, conflicts and the applicable legal framework | Ethics module |
For Québec, confirm the civil-code ethics material and examination route with AMF. Do not assume that common-law ethics practice is interchangeable with the Québec assessment.
Confirm the rules with your province
- Ontario FSRA LLQP: confirm the current administrator, delivery and rewrite process.
- Insurance Council of BC: verify module registration and certificate requirements.
- Alberta Insurance Council: check exam prerequisites and your licensing sequence.
- Québec AMF: select the relevant insurance qualification and examination route.
Ontario, BC and Alberta source pages checked October 20, 2026. Confirm individual rewrite conditions directly before booking. This guide intentionally does not substitute one province’s wait periods for another’s.
Make a diagnostic useful
Take a fresh module set and classify errors as concept, client-fact interpretation, reference navigation or timing. Return to the approved course material for the underlying concept. For each error, write the fact that changes the recommendation or duty. Then practise a different scenario testing the same distinction.
If your administrator provides permitted reference material, practise navigating that format under its rules; do not assume your own notes or books are allowed. After targeted repair, use a timed mixed set for the failed module. Review correct guesses, since familiarity can hide weak understanding.
What a score can and cannot tell you
Practice results help choose review topics. Provider pass-rate tables describe historical cohorts and cannot predict your personal result or prove that a provider caused an outcome. The LLQP hub keeps module resources together. The separate Canada failed-exam guide concerns real estate, not LLQP credit or rewrite rules.
EstatePass is a non-accredited practice companion. It does not replace accredited LLQP training, provincial examinations or licensing approval.
A little more clarity
Questions, answered.
Do I need to restart every module?
Check your provincial administrator’s rules and the validity of your earlier passes and certification. Do not assume that one failed module invalidates everything or that passes never expire.
Can I use Québec and common-law ethics material interchangeably?
No. Confirm the legal framework and module required by your province before selecting practice material.
Does EstatePass certify me for the LLQP exam?
No. Obtain the required certification through an accredited provider and confirm eligibility with the exam administrator.
Put your next step into focus.
Take what you have learned into your next study session. Use the linked practice and resources to decide where to focus.
Try the LLQP module diagnosticEducational information and independent practice. Confirm current examination, education and licensing requirements with the linked official sources. Practice results do not guarantee an examination result or eligibility.