LLQP Accident & Sickness · Component 3.3 · 25% of the exam
The final step in implementing an A&S recommendation is:
- AClosing the file, since the agent's obligations to the client end once the policy has been delivered
- BCancelling the client's old policy without further review, so that premiums are not being duplicated
- CFiling the commission statement with the insurer so that the agent is paid for the completed sale
- Confirming the policy is in force as designed, giving the client a summary, and scheduling a review
Correct answer: D) Confirming the policy is in force as designed, giving the client a summary, and scheduling a review
Implementation ends with confirmation and a plan for service, leading into the customer service component.
Why the other options are wrong
- AService continues after delivery; the relationship does not end with the sale.
- BAny cancellation follows review.
- CCommission is not the final step for the client.
Exam tip
Implement → confirm in force → summary → schedule review → file.
Common mistake
Ending contact once the policy is delivered.
What this tests
CISRO competency component 3.3 — Implement a recommendation adapted to the client's needs and situation — which is weighted at 25% of the Accident & Sickness module. Written against the published curriculum.
More from component 3
- An underwriter assigns a disability applicant to occupational class 2 rather than class 4. The practical effect is that:
- A disability applicant discloses a back condition that resolved four years ago with no recurrence. The likely underwriting outcome is:
- Financial underwriting for an individual disability application exists to:
- A critical illness applicant's mother and sister both had breast cancer before fifty. The underwriter is likely to:
- An applicant for long-term care coverage is seventy-two. The insurer is most likely to require:
- Group long-term disability coverage within the non-evidence maximum is issued without individual medical questions because:
Practice the whole Accident & Sickness module
Timed sets weighted like the exam, and review of every question you miss. Free to start.