LLQP Accident & Sickness · Component 2.1 · 30% of the exam
A travel policy's 'trip interruption' benefit responds when:
- AThe traveller requires emergency medical treatment while outside the home province
- BA flight is delayed by less than three hours on an itinerary within Canada
- A covered event cuts a trip short, reimbursing unused prepaid costs and extra transport
- DThe traveller decides not to depart because the destination no longer appeals to the family
Correct answer: C) A covered event cuts a trip short, reimbursing unused prepaid costs and extra transport
Trip interruption is a non-medical travel benefit covering the financial consequences of an unfinished journey, and it sits alongside rather than inside the emergency medical coverage.
Why the other options are wrong
- AEmergency treatment is covered by the travel medical benefit.
- BShort delays fall below the thresholds these benefits use.
- DA change of mind is not a covered event under any travel contract.
Exam tip
Interruption covers the cost of the trip; medical covers the treatment.
Common mistake
Confusing travel medical coverage with trip cancellation and interruption.
What this tests
CISRO competency component 2.1 — Analyze the available products that meet the client's needs — which is weighted at 30% of the Accident & Sickness module. Written against the published curriculum.
More from component 2
- A group benefits booklet lists AD&D coverage alongside life and LTD. The AD&D benefit pays:
- A hospital indemnity (hospital cash) policy pays:
- Employment Insurance sickness benefits are available to:
- Which government program coordinates with an individual DI policy through a possible offset AND also affects the definition of insurable income?
- A group plan's 'eligibility waiting period' (probationary period) is:
- A CI policy that is 'convertible' allows the insured to:
Practice the whole Accident & Sickness module
Timed sets weighted like the exam, and review of every question you miss. Free to start.