LLQP Accident & Sickness · Component 2.1 · 30% of the exam
A travel medical policy's emergency evacuation benefit covers:
- AThe cost of a companion's return flight when the trip is cut short for personal reasons
- Medically necessary transport to an appropriate facility or home, arranged by the assistance service
- CAny flight home the traveller chooses to take once treatment abroad has been completed
- DRepatriation of the traveller's luggage and personal effects following an emergency abroad
Correct answer: B) Medically necessary transport to an appropriate facility or home, arranged by the assistance service
Evacuation is a medical decision made with the assistance provider, and coverage depends on that authorization rather than on the traveller arranging transport independently.
Why the other options are wrong
- ACompanion travel is a separate benefit where it exists at all.
- CAn unauthorized flight chosen by the traveller is unlikely to be reimbursed.
- DBaggage is covered, if at all, under a trip policy rather than the medical benefit.
Exam tip
Evacuation must be arranged through the assistance line.
Common mistake
Arranging a medical flight home without calling the assistance service.
What this tests
CISRO competency component 2.1 — Analyze the available products that meet the client's needs — which is weighted at 30% of the Accident & Sickness module. Written against the published curriculum.
More from component 2
- A group benefits booklet lists AD&D coverage alongside life and LTD. The AD&D benefit pays:
- A hospital indemnity (hospital cash) policy pays:
- Employment Insurance sickness benefits are available to:
- Which government program coordinates with an individual DI policy through a possible offset AND also affects the definition of insurable income?
- A group plan's 'eligibility waiting period' (probationary period) is:
- A CI policy that is 'convertible' allows the insured to:
Practice the whole Accident & Sickness module
Timed sets weighted like the exam, and review of every question you miss. Free to start.