Financing

Financing Practice Question

The VA funding fee on a VA loan is:
A
Always waived for all veterans
B
A one-time fee that varies based on down payment and type of use
C
An annual fee like FHA MIP
D
Only charged on refinances
Explanation

The VA funding fee is a one-time fee that varies based on down payment amount, type of service, and whether it's the veteran's first VA loan use. It can be financed into the loan. Veterans receiving VA disability compensation are exempt from the funding fee.

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