<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>https://www.estatepass.ai/real-estate-exam-questions/land-use-controls/a-property-surveyed-and-found-to-extend-over-a-neighbor-s-boundary/</loc>
    <video:video>
      <video:thumbnail_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q106.jpg?v=3</video:thumbnail_loc>
      <video:title>A property surveyed and found to extend over a neighbor&apos;s boundary line has created a/an:</video:title>
      <video:description>An encroachment is an unauthorized physical intrusion of a structure (fence, eave, driveway) onto adjoining property. Common trap: students call it an easement; an easement is a legal RIGHT to use, while an encroachment is a wrongful intrusion.</video:description>
      <video:content_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q106.mp4</video:content_loc>
      <video:duration>37</video:duration>
      <video:publication_date>2026-06-15T08:23:07.237Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:requires_subscription>no</video:requires_subscription>
      <video:uploader info="https://www.estatepass.ai">EstatePass</video:uploader>
      <video:category>Education</video:category>
      <video:tag>real estate exam</video:tag>
      <video:tag>real estate license</video:tag>
      <video:tag>land use controls</video:tag>
      <video:tag>exam prep</video:tag>
      <video:tag>study guide</video:tag>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/real-estate-exam-questions/practice-of-real-estate/which-of-the-following-is-personal-property/</loc>
    <video:video>
      <video:thumbnail_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q89.jpg?v=3</video:thumbnail_loc>
      <video:title>Which of the following is personal property?</video:title>
      <video:description>Emblements — annual crops produced by labor (corn, wheat) — are treated as personal property even while attached to the land. Built-in appliances, timber, and pools are fixtures (real property). Common trap: students think anything attached to land is real property; emblements are an exception.</video:description>
      <video:content_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q89.mp4</video:content_loc>
      <video:duration>34</video:duration>
      <video:publication_date>2026-06-15T08:20:57.671Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:requires_subscription>no</video:requires_subscription>
      <video:uploader info="https://www.estatepass.ai">EstatePass</video:uploader>
      <video:category>Education</video:category>
      <video:tag>real estate exam</video:tag>
      <video:tag>real estate license</video:tag>
      <video:tag>practice of real estate</video:tag>
      <video:tag>exam prep</video:tag>
      <video:tag>study guide</video:tag>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/real-estate-exam-questions/real-estate-math/the-amount-of-land-in-a-parcel-described-as-the-nw-1-4-of-the-sw-1-4/</loc>
    <video:video>
      <video:thumbnail_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q76.jpg?v=3</video:thumbnail_loc>
      <video:title>The amount of land in a parcel described as the &quot;NW 1/4 of the SW 1/4 of Section 12&quot; is:</video:title>
      <video:description>A section is 640 acres. 1/4 of 1/4 = 640 × 1/4 × 1/4 = 40 acres. Common trap: students multiply only once (160 acres) or forget a section contains 640 acres.</video:description>
      <video:content_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q76.mp4</video:content_loc>
      <video:duration>31</video:duration>
      <video:publication_date>2026-06-15T08:19:02.267Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:requires_subscription>no</video:requires_subscription>
      <video:uploader info="https://www.estatepass.ai">EstatePass</video:uploader>
      <video:category>Education</video:category>
      <video:tag>real estate exam</video:tag>
      <video:tag>real estate license</video:tag>
      <video:tag>real estate math</video:tag>
      <video:tag>exam prep</video:tag>
      <video:tag>study guide</video:tag>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/real-estate-exam-questions/transfer-of-title/a-cooperative-co-op-owner-holds/</loc>
    <video:video>
      <video:thumbnail_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q72.jpg?v=3</video:thumbnail_loc>
      <video:title>A cooperative (co-op) owner holds:</video:title>
      <video:description>A co-op owner buys SHARES in the corporation that owns the building and receives a proprietary lease for their unit — they own personal property (stock), not real estate. Common trap: students think co-op owners hold real property title like condo owners; co-op ownership is stock + lease.</video:description>
      <video:content_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q72.mp4</video:content_loc>
      <video:duration>25</video:duration>
      <video:publication_date>2026-06-15T08:18:32.261Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:requires_subscription>no</video:requires_subscription>
      <video:uploader info="https://www.estatepass.ai">EstatePass</video:uploader>
      <video:category>Education</video:category>
      <video:tag>real estate exam</video:tag>
      <video:tag>real estate license</video:tag>
      <video:tag>transfer of title</video:tag>
      <video:tag>exam prep</video:tag>
      <video:tag>study guide</video:tag>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/real-estate-exam-questions/financing/a-condominium-owner-owns/</loc>
    <video:video>
      <video:thumbnail_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q31.jpg?v=3</video:thumbnail_loc>
      <video:title>A condominium owner owns:</video:title>
      <video:description>A condo owner holds their individual unit in fee simple plus an undivided tenancy-in-common interest in the common areas. Owning stock + a proprietary lease describes a CO-OP. Common trap: students confuse condo ownership (real property + TIC common areas) with co-op ownership (stock + lease).</video:description>
      <video:content_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/v4-q31.mp4</video:content_loc>
      <video:duration>32</video:duration>
      <video:publication_date>2026-06-15T08:13:01.413Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:requires_subscription>no</video:requires_subscription>
      <video:uploader info="https://www.estatepass.ai">EstatePass</video:uploader>
      <video:category>Education</video:category>
      <video:tag>real estate exam</video:tag>
      <video:tag>real estate license</video:tag>
      <video:tag>real estate financing</video:tag>
      <video:tag>exam prep</video:tag>
      <video:tag>study guide</video:tag>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/real-estate-exam-questions/valuation/an-example-of-functional-obsolescence-is/</loc>
    <video:video>
      <video:thumbnail_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/core-q2495.jpg?v=3</video:thumbnail_loc>
      <video:title>An example of functional obsolescence is:</video:title>
      <video:description>Functional obsolescence is a loss in value due to outdated design or features within the property, such as outdated plumbing, poor floor plan, or inadequate electrical systems.</video:description>
      <video:content_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/core-q2495.mp4</video:content_loc>
      <video:duration>26</video:duration>
      <video:publication_date>2026-06-15T08:08:50.682Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:requires_subscription>no</video:requires_subscription>
      <video:uploader info="https://www.estatepass.ai">EstatePass</video:uploader>
      <video:category>Education</video:category>
      <video:tag>real estate exam</video:tag>
      <video:tag>real estate license</video:tag>
      <video:tag>valuation &amp; appraisal</video:tag>
      <video:tag>exam prep</video:tag>
      <video:tag>study guide</video:tag>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/real-estate-exam-questions/contracts/the-term-realtor-denotes/</loc>
    <video:video>
      <video:thumbnail_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/core-q675.jpg?v=3</video:thumbnail_loc>
      <video:title>The term “Realtor” denotes:</video:title>
      <video:description>Realtor is a trademark for members of the National Association of Realtors (NAR).</video:description>
      <video:content_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/core-q675.mp4</video:content_loc>
      <video:duration>26</video:duration>
      <video:publication_date>2026-06-15T07:59:13.546Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:requires_subscription>no</video:requires_subscription>
      <video:uploader info="https://www.estatepass.ai">EstatePass</video:uploader>
      <video:category>Education</video:category>
      <video:tag>real estate exam</video:tag>
      <video:tag>real estate license</video:tag>
      <video:tag>contracts</video:tag>
      <video:tag>exam prep</video:tag>
      <video:tag>study guide</video:tag>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/real-estate-exam-questions/agency/recovery-trust-account-payments-max-per-transaction/</loc>
    <video:video>
      <video:thumbnail_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/core-q197.jpg?v=3</video:thumbnail_loc>
      <video:title>Recovery Trust Account payments max per transaction:</video:title>
      <video:description>The Texas Recovery Trust Account pays maximum $50,000 per transaction and $100,000 per licensee.</video:description>
      <video:content_loc>https://yhesmxgreadttyxmbxxg.supabase.co/storage/v1/object/public/question-videos/qa-series/core-q197.mp4</video:content_loc>
      <video:duration>34</video:duration>
      <video:publication_date>2026-06-15T07:56:02.558Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:requires_subscription>no</video:requires_subscription>
      <video:uploader info="https://www.estatepass.ai">EstatePass</video:uploader>
      <video:category>Education</video:category>
      <video:tag>real estate exam</video:tag>
      <video:tag>real estate license</video:tag>
      <video:tag>agency law</video:tag>
      <video:tag>exam prep</video:tag>
      <video:tag>study guide</video:tag>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/ca/llqp/video-lessons/needs-beyond-income/</loc>
    <video:video>
      <video:thumbnail_loc>https://www.estatepass.ai/api/ca/llqp/lectures/needs-beyond-income/needs-beyond-income.webp</video:thumbnail_loc>
      <video:title>A life insurance need is bigger than a paycheque</video:title>
      <video:description>Identify both income loss and the cost of unpaid work before discussing an amount of coverage.</video:description>
      <video:content_loc>https://www.estatepass.ai/api/ca/llqp/lectures/needs-beyond-income/needs-beyond-income.mp4</video:content_loc>
      <video:duration>144</video:duration>
      <video:publication_date>2026-09-25</video:publication_date>
      <video:requires_subscription>no</video:requires_subscription>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/ca/llqp/video-lessons/term-length-and-conversion/</loc>
    <video:video>
      <video:thumbnail_loc>https://www.estatepass.ai/api/ca/llqp/lectures/term-length-and-conversion/term-length-and-conversion.webp</video:thumbnail_loc>
      <video:title>Match the term to the life of the need</video:title>
      <video:description>Compare an initial term premium with the full period of a client’s protection need.</video:description>
      <video:content_loc>https://www.estatepass.ai/api/ca/llqp/lectures/term-length-and-conversion/term-length-and-conversion.mp4</video:content_loc>
      <video:duration>141</video:duration>
      <video:publication_date>2026-09-25</video:publication_date>
      <video:requires_subscription>no</video:requires_subscription>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/ca/llqp/video-lessons/coverage-is-not-income/</loc>
    <video:video>
      <video:thumbnail_loc>https://www.estatepass.ai/api/ca/llqp/lectures/coverage-is-not-income/coverage-is-not-income.webp</video:thumbnail_loc>
      <video:title>What existing benefits really cover</video:title>
      <video:description>Distinguish a payment-specific benefit from income replacement and comprehensive health coverage.</video:description>
      <video:content_loc>https://www.estatepass.ai/api/ca/llqp/lectures/coverage-is-not-income/coverage-is-not-income.mp4</video:content_loc>
      <video:duration>135</video:duration>
      <video:publication_date>2026-09-25</video:publication_date>
      <video:requires_subscription>no</video:requires_subscription>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/ca/llqp/video-lessons/disability-definition/</loc>
    <video:video>
      <video:thumbnail_loc>https://www.estatepass.ai/api/ca/llqp/lectures/disability-definition/disability-definition.webp</video:thumbnail_loc>
      <video:title>The words “own occupation” are not the whole contract</video:title>
      <video:description>Read the disability definition and other-work conditions together.</video:description>
      <video:content_loc>https://www.estatepass.ai/api/ca/llqp/lectures/disability-definition/disability-definition.mp4</video:content_loc>
      <video:duration>128</video:duration>
      <video:publication_date>2026-09-25</video:publication_date>
      <video:requires_subscription>no</video:requires_subscription>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/ca/llqp/video-lessons/seg-fund-guarantee/</loc>
    <video:video>
      <video:thumbnail_loc>https://www.estatepass.ai/api/ca/llqp/lectures/seg-fund-guarantee/seg-fund-guarantee.webp</video:thumbnail_loc>
      <video:title>A guarantee is not the same as account value</video:title>
      <video:description>Explain how withdrawals and contract terms can change a segregated fund guarantee.</video:description>
      <video:content_loc>https://www.estatepass.ai/api/ca/llqp/lectures/seg-fund-guarantee/seg-fund-guarantee.mp4</video:content_loc>
      <video:duration>162</video:duration>
      <video:publication_date>2026-09-25</video:publication_date>
      <video:requires_subscription>no</video:requires_subscription>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/ca/llqp/video-lessons/risk-profile-is-a-conversation/</loc>
    <video:video>
      <video:thumbnail_loc>https://www.estatepass.ai/api/ca/llqp/lectures/risk-profile-is-a-conversation/risk-profile-is-a-conversation.webp</video:thumbnail_loc>
      <video:title>The risk questionnaire is a starting point</video:title>
      <video:description>Resolve conflicts between a client’s stated risk tolerance and their actual behaviour.</video:description>
      <video:content_loc>https://www.estatepass.ai/api/ca/llqp/lectures/risk-profile-is-a-conversation/risk-profile-is-a-conversation.mp4</video:content_loc>
      <video:duration>121</video:duration>
      <video:publication_date>2026-09-25</video:publication_date>
      <video:requires_subscription>no</video:requires_subscription>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/ca/llqp/video-lessons/beneficiary-control/</loc>
    <video:video>
      <video:thumbnail_loc>https://www.estatepass.ai/api/ca/llqp/lectures/beneficiary-control/beneficiary-control.webp</video:thumbnail_loc>
      <video:title>Beneficiary choice changes policy control</video:title>
      <video:description>Explain the practical control difference between revocable and irrevocable designations.</video:description>
      <video:content_loc>https://www.estatepass.ai/api/ca/llqp/lectures/beneficiary-control/beneficiary-control.mp4</video:content_loc>
      <video:duration>133</video:duration>
      <video:publication_date>2026-09-25</video:publication_date>
      <video:requires_subscription>no</video:requires_subscription>
    </video:video>
  </url>
  <url>
    <loc>https://www.estatepass.ai/ca/llqp/video-lessons/client-story-and-consent/</loc>
    <video:video>
      <video:thumbnail_loc>https://www.estatepass.ai/api/ca/llqp/lectures/client-story-and-consent/client-story-and-consent.webp</video:thumbnail_loc>
      <video:title>A good client story still needs permission</video:title>
      <video:description>Recognize privacy and accuracy obligations before using client information in marketing.</video:description>
      <video:content_loc>https://www.estatepass.ai/api/ca/llqp/lectures/client-story-and-consent/client-story-and-consent.mp4</video:content_loc>
      <video:duration>129</video:duration>
      <video:publication_date>2026-09-25</video:publication_date>
      <video:requires_subscription>no</video:requires_subscription>
    </video:video>
  </url>
</urlset>