Which of the following scenarios would allow an MLO to call a consumer whose number is on the National Do-Not-Call Registry?
Correct Answer
D) The consumer attended an open house last week and provided their contact information
Under the TSR, there is an established business relationship exception that allows calls within 18 months of an inquiry or application. Providing contact information at an open house constitutes an inquiry that creates this exception.
Why This Is the Correct Answer
Under the TSR, there is an established business relationship exception that allows calls within 18 months of an inquiry or application. Providing contact information at an open house constitutes an inquiry that creates this exception.
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The primary difference between disparate treatment and disparate impact discrimination is: