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Free OH PL Practice Test
20 questions sampled from our Personal Lines bank for Ohio. AI explanations shown after each answer.
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Question 1 of 20
0 correct so far
National-PL-VII Federal Programs
medium
Under the NFIP SFIP, damage caused by waves and wave wash is treated how?
A
Covered as part of the definition of 'flood,' which expressly includes waves, wave wash, and tidal waters inundating normally dry land
B
Covered only if the insured separately purchases the optional Wave Action Endorsement to the SFIP for an additional premium charged at policy inception
C
Excluded under the SFIP earth-movement exclusion as a form of gradual water-borne erosion and undermining of the supporting soil beneath the structure
D
Covered only when the insured structure sits inside a designated Coastal Barrier Resources System (CBRS) zone mapped by the program
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