National-PC-VI Casualty Provisions medium
An auto dealer's Business Auto policy includes the standard ISO CA 00 01 mechanical breakdown exclusion. The insured adds ISO CA 99 47 (Mechanical Breakdown Coverage) for select scheduled units. What does CA 99 47 do? A It carves back coverage for direct physical loss to a covered auto caused by mechanical or electrical breakdown for scheduled vehicles, subject to a separate deductible and limit. B It narrows the physical-damage section so that mechanical or electrical breakdown becomes the only covered cause of loss for the scheduled units, thereby excluding the collision and comprehensive (other-than-collision) perils that would otherwise apply. C It provides liability coverage for property damage to a customer's vehicle caused by the insured dealer's own defective repair or maintenance work. D It converts the affected portion of the Business Auto policy to a garagekeepers coverage form for autos in the insured's care, custody, or control.
